Do These Things Months Before Selling…

Before putting up the For Sale sign, there are a number of decisions and steps you need to take in order to have the smoothest sale and get highest price you can. Here is a quick overview of those first steps:

  1. Choose when to sell. You may not have a choice, especially if a job transfer is in the works. But if you can, wait until the optimal “home selling” time of year for your area. Discuss this with me now.
  2. Choose the best agent. The agent you select will be in charge of advertising, showing, negotiating, managing inspections, and completing the legal requirements of selling your home, so choose someone with credibility and experience. It costs no more to hire a great real estate agent than it does to hire any other agent, so you might as well get the best for your money.
  3. Work on your house. You need to see your house through different eyes in order to maximize your selling potential. As your agent, I can point out where to make repairs, remodel, or stage to improve buyer interest and attract offers.
  4. Plan the sale. You’ll need to set a price, determine inclusions, open paperwork, plan the showing process, and tentatively plan packing and moving. Figure that you’ll be in “for sale” mode for several months, and don’t try to do other major activities during that time.

A “Simple” Way to Be More Highly Effective

Most of us recognize that in order to change, we must take action of some kind. We can’t just “wish” for things to be different. We must exercise to improve our health. We must send resumes to change jobs. We must seek advice about children who are getting out of hand. But not everyone takes action in the same way. More highly effective people tend to take action sooner, proactively. Less effective people often wait for a compelling event to force them into action. For instance, instead of looking for another job, they wait until they’re fired, then start looking. Instead of losing weight, they wait until the doctor tells them they have diabetes, then eat better. Only when the situation becomes critical do they decide it’s time to act. If we want to have better control in our lives, we must act voluntarily before we’re compelled to act involuntarily. Look around your life. Are there small (or even large) challenges that you are ignoring? Consider a broken brake light on your car. By taking the annoying, but proactive step of using your lunch period to get it fixed now, you’ll save yourself much more time and headache than if you wait until you’re ticketed or cause an accident. Living an effective life is often a matter of choosing to act as soon as you notice a need. What would happen if you acted immediately on the small things as quickly as possible? Why not try it and find out? Let me know how it goes.

Shop Till You Drop

For a mortgage that is! Recent data suggests that nearly half of domestic borrowers fail to shop lenders for a loan. It’s imperative, if you are shopping for a home, please shop for a loan! The home-buying process is stressful and intimidating enough, right? So don’t make it harder! Work with reputable lenders and brokers and make them do the leg-work prior to you and your family falling in love with your dream home. Being financially transparent is the means behind every successful and smooth transaction.  The entire mindset of acquiring funding for the most important purchase of nearly all Americans’ lives must change, especially if those same American families spend more time shopping for a vehicle.

Here at Hayden Real Estate, we encourage buyers to use every opportunity to educate themselves. By visiting http://consumerfinance.gov/owning-a-home, anyone involved in real estate can gain necessary knowledge to make informed and educated decisions. As your Realtor, we don’t want our clients to experience buyer’s remorse, which usually comes from impulsive and emotional decision-making.

A couple of tips from Hayden Real Estate… Speak with several companies and lenders during pre-qualification. Ask each of them about every type of loan available, not just what they think best fits your financial condition. Let’s face it, only you know your financial condition. Be transparent, this is no time to hold back or embellish. Sooner or later, the person awarding you large sums of money will know everything! If you know your credit is on the cusp, don’t let that obligate you to the first lender that will say yes! If one will, chances are another will too. Tread lightly with online services. Brick and mortar has more to lose when it comes to customer service. Furthermore, it can be difficult to authenticate an online service.

A crucial component to a successful transaction on either side is being with the right people. Occasionally it takes patience! Good luck and we look forward to assisting you with your selling or buying experience.